Office: 713-232-7774     Fax: 713-232-7122


Unsecured Loans

When it comes to your finances, flexibility is the key. That's why Southern Federal has almost as many ways to lend as you have to spend! Use the funds for things like vacation, home improvements, computers, wedding, Christmas, debt consolidation, etc. Just fill out the Loan Application to get pre-approved. Try our Loan Calculator for an idea of what your payment could be!

Signature Loans
Members can borrow on their signature for a multitude of purposes.

  • $300 Minimum
  • $20,000 Maximum
  • Terms up to 60 months
  • Fixed rate
  • Credit Life & Disability Insurance available
  • Convenient Payment Options

Single Payment Loans
The same as a regular signature loan but the full amount, plus interest, is due at a specified time.

  • Flexible Amounts
  • Terms up to 12 months

Overdraft Protection Loans
Peace of mind knowing your checks will be covered, avoiding costly fees and embarrassment.

  • $1,000 Maximum
  • $25 minimum monthly payment
  • Transfer in $100 increments
  • Fixed rate