Office: 713-232-7774    Fax: 713-232-7122

By clicking any third-party link, you will leave this website and be redirected to a third party site. The mere fact that there is a link between this web site and another does not constitute a product or program endorsement by Southern Federal Credit Union or any of its employees. Southern Federal Credit Union has no responsibility for content of the web sites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there. Privacy and security policies on the third party website may differ from those practiced by Southern Federal Credit Union. The credit union does not represent either the third party or the member if the two enter into a transaction.


We want you to be informed. The growth of the Internet, constantly changing transaction options, and the ever present threats to privacy make your financial literacy more important than ever before. As a consumer, it is awareness that enables you to take control of your financial life and protect yourself. Knowledge is power.

Our goal is to provide you with practical information and tips on topics that are important to your financial well being and peace of mind. We will expand this section of our site as relevant subjects present themselves, so check back often - bookmark us! If there is a specific topic that you would like us to address, contact us.

How Southern Federal Credit Union protects YOU
Your security is our top priority. That's why we go out of our way to make sure your information is protected. These are just a few of the things we do to ensure your privacy:

  • We use TeleCheck and other resources to verify new accounts.
  • We always check your ID (normally your driver's license) and make sure your ID is current when opening a new account and when performing transactions.
  • When you call in to talk to a credit union employee, specific questions are asked so that we know we are talking to YOU. We are building a database of passwords for members to use for their accounts to help with the verification.
  • We discourage using your mother's maiden name (and other obvious phrases) as one of your account identifiers. Please note, however, that Southern FCU may be currently using this information in combination with other identifiers. If you would like to make a change to your account identifiers, call us at 713-232-7774.
  • Your social security number is excluded from your mailed account statements.
  • Your full ATM or Visa Check Card number is excluded from your ATM receipts. Only the last 4 digits should appear.
  • Our entire website is behind a firewall to protect your online transactions and inquiries.
  • Our 24/7 Internet Teller includes extra precautions such as a “secret word” plus a “two-factor authentication” system to help combat fraud and identity theft.

Read about Southern FCU’s Privacy Policy.

Fraud Warnings – Where to Look

Federal Communications Commission
US Department of Treasury (IRS)