SOUTHERN FEDERAL CREDIT UNION

Office: 713-232-7774    Fax: 713-232-7122

 
         
         
   
 
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Fee Schedule

Fee Schedule as of September 30, 2017

Savings Account Fees
Savings Account Excessive Withdrawal
$2.00
Per withdrawal after 3 withdrawals per month
Savings Account Minimum/Inactive Balance
$12.50
Per month if minimum balance is not met within 6 months or inactive for 6 months & thereafter
Christmas Club Early Withdrawal
$5.00
Per withdrawal if before November 1st of each year
Checking Account Fees
Check Copy
$2.00
2 copies free per month; $2.00 per copy thereafter
Savings Overdraft Transfer
$2.00
Per transfer in $50.00 increments; if requested in advance there will be no fee
Overdraft Loan Transfer
$2.00
Per transfer in $100.00 increments
Other Service Fees – Applicable To All Accounts
Account Research / Reconciliation
$20.00
Per hour (minimum one hour)
Account Closure
$5.00
Per account - within 90 days
Account Transaction History by phone
$3.00
Per call - over 3 items
Account Transfer
$2.00
Per transfer
ATM Transactions
$1.00
Each after 8 free per month
Card Replacement
$10.00
Per occurrence
Cashier's Check
$2.00
Per check
Collection Item - Domestic/International
$25.00
Per item
Credti Union Teller Check Copy
$5.00
Per copy
Dormant Account
$12.50
Per month, no activity for 3 years
Insufficient Funds (NSF)
$20.00
Per item
IRA Annual Fee <$2,500
$20.00
Per account with balances below $2,500
IRA Closure
$20.00
Per account
IRA Withdrawal
$10.00
Per withdrawal
Legal Process
$5.00
Per occurrence
MasterCard Balance Consolidation
$5.00
per occurrence
MasterCard Rush Card Order 3-day
$15.00
3-day rush per occurrence
MasterCard Rush Card Order 2-day
$27.50
2-day rush per occurrence
MasterCard Rush Card Order Overnight
$55.00
Overnight rush per occurrence
Overdraft Privilege (Courtesy ODP)
$20.00
Per item
Overnight Mail
$27.50
Per request
Pay-by-Phone or Internet
$5.00
Per request
Returned Deposit Items
$10.00
Per item
Skip-a-Pay Loan Request
$5.00
Per loan per request
Stop Payment
$15.00
Per item
Statement Copy
$2.00
Per copy
Visa Rush Card Order 2-day
$60.00
2-day rush per occurrnce
Western Union Domestic
$14.00
Per transfer
Wire Transfer Outgoing Domestic
$10.00
Per transfer
Wire Transfer Outgoing International Foreign Currency
$35.00
Per transfer
Wire Transfer Outgoing International US Dollars
$55.00-$75.00
Per transfer
Wire Transfer International Error Resolution
$75.00
Per transfer
Wire Transfer International Unidentified or Undetermined
$20.00
Per transfer
Wire Transfer Research
$25.00
Per transfer
* Other fees may be associated with these products – contact the credit union for more details.
Credit Union Membership
Membership Share
$50.00
Par value
The fees appearing in this Schedule are accurate and effective for accounts as of the date indicated on this Fee Schedule. If you have any questions or require current fee information on your accounts, please call the credit union at 713-232-7774.