• 713-232-7774

  • Office

  • 713-232-7122

  • Fax

  • info@southernfederalcu.org

  • Email

  • 713-232-7774

  • Office

  • 713-232-7122

  • Fax

  • info@southernfederalcu.org

  • Secure Email

  • +1(123) 456 567

  • support@copious.com

  • Manhattan Hall,

  • Copious Melbourne, New Yourk

  • 08:00 - 16:30

  • Monday to Saturday

Fees Schedule

Effective as of March 31, 2018



  • Savings Account Fees
    • Service Fee Terms
      Savings Account Excessive Withdrawal

      $2.00

      Per withdrawal after 3 withdrawals per month

      Savings Account Minimum/Inactive Balance

      $12.50

      Per month if minimum balance is not met within 6 months or inactive for 6 months & thereafter

      Christmas Club Early Withdrawal

      $5.00

      Per withdrawal if before November 1st of each year

  • Checking Account Fees
    • Service Fee Terms
      Check Copy

      $2.00

      2 copies free per month; $2.00 per copy thereafter

      Savings Overdraft Transfer

      $2.00

      Per transfer in $50.00 increments; if requested in advance there will be no fee

      Overdraft Loan Transfer

      $2.00

      Per transfer in $100.00 increments

  • Other Service Fees - Applicable to all accounts
    • Service Fee Terms
      Account Research / Reconciliation

      $20.00

      Per hour (minimum one hour)

      Account Closure

      $5.00

      Per account - within 90 days

      Account Transaction History by phone

      $3.00

      Per call - over 3 items

      Account Transfer

      $2.00

      Per transfer

      ATM Transactions

      $1.00

      Each after 8 free per month

      Card Replacement

      $10.00

      Per Occurrence

      Cashier's Check

      $2.00

      Per check

      Collection Item - Domestic/International

      $25.00

      Per item

      Credit Union Teller Check Copy

      $5.00

      Per copy

      Dormant Account

      $12.50

      Per month, no activity for 3 years

      Insufficient Funds (NSF)

      $20.00

      Per item

      IRA Annual Fee -less than $2,500

      $20.00

      Per account with balances below $2,500

      IRA Closure

      $20.00

      Per account

      IRA Withdrawal

      $10.00

      Per withdrawal

      Legal Process

      $5.00

      Per occurence

      MasterCard Balance Consolidation

      $5.00

      Per occurence

      MasterCard Rush Card Order 2-day

      $27.50

      2-day rush per occurence

      MasterCard Rush Card Order Overnight

      $55.00

      Overnight rush per occurence

      Overdraft Privilege (Courtesy ODP)

      $20.00

      Per item

      Overnight Mail

      $27.50

      Per request

      Pay-by-Phone or Internet

      $5.00

      Per request

      Returned Deposit Items

      $10.00

      Per Item

      Skip-a-Pay Loan Request

      $5.00

      Per Loan Per Request

      Stop Payment

      $20.00

      Per Item

      Statement Copy

      $2.00

      Per Copy

      Visa Rush Card Order (2-day)

      $60.00

      2-day Rush Per Occurrence

      Western Union Domestic

      $14.00

      Per Transfer

      Wire Transfer Outgoing Domestic

      $10.00

      Per Transfer

      Wire Transfer Outgoing International Foreign Currency

      $35.00

      Per Transfer

      Wire Transfer International Error Resolution

      $75.00

      Per transfer

      Wire Transfer International Unidentified or Undetermined

      $20.00

      Per transfer

      Wire Transfer Research

      $25.00

      Per transfer

      Wire Transfer Outgoing International US Dollars

      $55.00-$75.00

      Per transfer

  • Credit Union Membership
    • Service Fee Terms
      Membership Share

      $50.00

      Per value

The fees appearing in this Schedule are accurate and effective for accounts as of the date indicated on this Fee Schedule. If you have any questions or require current fee information on your accounts, please call the credit union at 713-232-7774.