SOUTHERN FEDERAL CREDIT UNION

Office: 713-232-7774    Fax: 713-232-7122

 
         
         
   
 
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Fee Schedule

Fee Schedule as of September, 2017

SAVINGS ACCOUNT FEES

Savings Account Excessive Withdrawal

$2.00

Per withdrawal after 3 withdrawals per month

Savings Account Minimum Balance

$12.50

Per month if minimum balance is not met within 6 months & thereafter

Christmas Club Early Withdrawal

$5.00

Per withdrawal if before November 1st – December 31st each year

CHECKING ACCOUNT FEES

Check Copy

$2.00

2 copies free per month; $2.00 per copy will be assessed after

Overdraft Savings Transfer

$2.00

Per transfer in $50 increments; if requested in advance there will be no fee

Overdraft Loan Transfer

$2.00

Per transfer in $100 increments

Insufficient Funds (NSF)

$20.00

Per item

Overdraft Privilege / Account Negative

$20.00

Per item

Stop Payment

$15.00

Per item

Starter Checks

$2.00

First 4 free when opening account; $2.00 each set of 4 thereafter

IRA ACCOUNT FEES

IRA Withdrawal

$10.00

Per withdrawal

IRA Closure

$20.00

Upon closure of account

IRA Annual Fee <$2,500

$20.00

Per account with balances below $2,500

OTHER SERVICES

Account Research / Reconciliation

$20.00

Per hour (minimum one hour)

Transaction History by phone

$3.00

Per call – over 3 items

Account Closure

$5.00

If closed within 90 days

Account Transfer

$2.00

Per transfer

ATM Transactions

$1.00

Each after 8 free per month

Card Replacement Fee

$10.00

Per occurrence

Cashier’s Check

$2.00

Per check

Collection Items - Domestic & International

$25.00

Per item

Credit Union Teller Check Copy

$5.00

Per copy

Dormant Account

$12.50

Per month, no activity for 3 years

Insufficient Funds (NSF)

$20.00

Per item

Legal Process

$5.00

Per occurrence

MasterCard Balance Consolidation

$5.00

Per occurrence

MasterCard Replacement Card

$10.00

Per occurrence

MasterCard Rush Card Order 3-day

$15.00

3-day rush per account

MasterCard Rush Card Order 2-day

$27.50

2-day rush per account

MasterCard Rush Card Order Overnight

$55.00

Overnight Rush per account

Overdraft Privilege / Account Negative

$20.00

Per item

Overnight Mail

$27.50

Per request

Pay by Phone or Internet

$5.00

Per request

Returned Deposit Items

$10.00

Per item

Skip-a-Pay Loan

$5.00

Per loan per request

Stop Payment

$15.00

Per item

Statement Copy

$2.00

Per copy

Visa Rush Card Order 2-day

$60.00

2-day rush per account

Western Union Domestic

$14.00

Per transfer

Wire Transfer Outgoing Domestic

$10.00

Per transfer

Wire Transfer Outgoing International Foreign Currency

$35.00

Per transfer

Wire Transfer Outgoing International US Dollars

$55.00-$75.00

Per transfer

Wire Transfer International Error Resolution

$75.00

Per transfer

Wire Transfer International Unidentified

$20.00

Per transfer

Wire Transfer International Undetermined (UIF)

$20.00

Per transfer

Wire Transfer Research

$25.00

Per transfer

* Other fees may be associated with these products – contact the credit union for more details.

CREDIT UNION MEMBERSHIP

Membership Share  

$50.00

Par value