Office: 713-232-7774    Fax: 713-232-7122

By clicking any third-party link, you will leave this website and be redirected to a third party site. The mere fact that there is a link between this web site and another does not constitute a product or program endorsement by Southern Federal Credit Union or any of its employees. Southern Federal Credit Union has no responsibility for content of the web sites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there. Privacy and security policies on the third party website may differ from those practiced by Southern Federal Credit Union. The credit union does not represent either the third party or the member if the two enter into a transaction.

Unsecured Loans

When it comes to your finances, flexibility is the key. That's why Southern Federal has almost as many ways to lend as you have to spend! Use the funds for things like vacation, home improvements, computers, wedding, Christmas, debt consolidation, etc. Just fill out the Loan Application to get pre-approved. Try our Loan Calculator for an idea of what your payment could be!

Signature Loans
Members can borrow on their signature for a multitude of purposes.

  • $300 Minimum
  • Fixed rate
  • Credit Life & Disability Insurance available
  • Convenient Payment Options

Single Payment Loans
The same as a regular signature loan but the full amount, plus interest, is due at a specified time.

  • Flexible Amounts
  • Terms up to 12 months

Overdraft Protection Loans
Peace of mind knowing your checks will be covered, avoiding costly fees and embarrassment.

  • $1,000 Maximum
  • $25 minimum monthly payment
  • Transfer in $100 increments
  • Fixed rate