• 713-232-7774

  • Office

  • 713-232-7122

  • Fax

  • info@southernfederalcu.org

  • Email

  • 713-232-7774

  • Office

  • 713-232-7122

  • Fax

  • info@southernfederalcu.org

  • Secure Email

  • +1(123) 456 567

  • support@copious.com

  • Manhattan Hall,

  • Copious Melbourne, New Yourk

  • 08:00 - 16:30

  • Monday to Saturday

Savings Accounts



  • Regular Savings
    • Our Regular Savings account establishes membership in the credit union with a $50.00 deposit.

      You can open all savings accounts with a payroll deduction or deposit of as little as $5 and build it up to $50. You can also make deposits through direct deposit, bank draft, cash, check, etc.

      Southern FCU also provides quarterly statements for all savings accounts including the option of e-statements. Dividends are calculated and paid quarterly.

  • Secondary Savings
    • We also offer Secondary Savings Accounts for individuals who want to save for something special: a dream vacation, taxes, education, club account funds, medical expenses, new family additions, home improvements, insurance, computer, a new car or even a home. You name it!

  • Christmas Club
    • There is no better time than now to start saving for Christmas. You can use payroll deduction or direct deposit to make deposits each pay period. Deposits can also be made in person or by mail. For your convenience, we will make the funds available for withdrawal without fee from November 1st – December 31st each year.

  • State Tax Accounts
    • For members who are required to pay their own state income taxes, this is the savings plan for you. Open an account called “State Tax Savings Account” and deposit money each pay period through a payroll deduction to save for the tax payment. Upon opening, you can choose to have a check automatically mailed to your home address each quarter or make a request anytime.

      Check your states website for additional information.

  • Certificates
    • Our certificate accounts provide members with the opportunity to lock-in a fixed rate of return for a specified length of time providing maximum security and guaranteed competitive rates for a minimum $2,500 deposit. Certificates automatically renew at maturity unless you indicate otherwise. Early withdrawal penalties apply.

      For the most current competitive rates or to open a Certificate account, give us a call at 713-232-7774 or stop by the credit union.

  • Moving? Please Update Your Contact Information
    • Have you moved recently? Or changed your email address?

      Please be sure we have your most current mailing address, email address and telephone number. This information is critical so that we can contact you quickly in the event of suspected fraudulent activity or to provide you other important information about your account.

      To provide us your updated information, please call, email or stop by the Credit Union.

      You can also update your information in Online Account Access. Simply log in and click on the Profile menu on the top menu. Under Change Address, you can update your mailing address, email address and telephone number.