Office: 713-232-7774    Fax: 713-232-7122

By clicking any third-party link, you will leave this website and be redirected to a third party site. The mere fact that there is a link between this web site and another does not constitute a product or program endorsement by Southern Federal Credit Union or any of its employees. Southern Federal Credit Union has no responsibility for content of the web sites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there. Privacy and security policies on the third party website may differ from those practiced by Southern Federal Credit Union. The credit union does not represent either the third party or the member if the two enter into a transaction.

Teen MasterCard

Our Teen MasterCard program is designed to help your teen build credit, understand the importance of controlled spending, and create a responsible attitude that will prove vital in their future. Parents, Grandparents or Guardians cosign a MasterCard and set the limit they feel will best meet both their needs and the “teens” needs. Apply Now!

  • Minimum credit limit of $300
  • 24 Hour Access to account information at
  • A low 13.9% APR (Annual Percentage Rate)
  • Four ways to pay your MasterCard bill from your SFCU Savings or Checking Account – by mail with statement, by phone at 800-442-4757, by internet at, or setup an automatic payment from your credit union account by calling us at 713-232-7774.

To Report a Lost or Stolen MasterCard IMMEDIATELY Call:

In the U.S.: 800-442-4757          Outside the U.S.: 972-391-6840