SOUTHERN FEDERAL CREDIT UNION

Office: 713-232-7774     Fax: 713-232-7122

         
   
 
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Fee Schedule

Fee Schedule as of September 30, 2014

Savings Account Fees
Savings Account Excessive Withdrawal
$2.00
Per withdrawal after 3 withdrawals per month.
Savings Account Minimum / Inactive Balance
$12.50
Per month if minimum balance is not met within 6 months or inactive for 6 months & thereafter.
Christmas Club Early Withdrawal
$5.00
Per withdrawal if before November 1st of each year.
Checking Account Fees
Checking Reconciliation
$20.00
Per hour (minimum one hour).
Check Copy
$2.00
2 copies free per month; $2.00 per copy thereafter.
Savings Overdraft Transfer
$2.00
Per transfer in $50.00 increments; if requested in advance there will be no fee.
Overdraft Loan Transfer
$2.00
Per transfer in $100.00.
Starter Checks
$2.00
First 4 free when opening an account; $1.00 each set of 4 thereafter.0 increments.
Outside Vendor Checks
$1.00
Per check if check must be cleared manually.
ATM Transactions
$1.00
Each after 8 free per month.
Other Service Fees – Applicable To All Accounts
Account Research / Reconciliation
$20.00
Per hour (minimum one hour).
Statement Copy
$2.00
Per copy.
Returned Deposit Item
$10.00
Per item.
Collection Items
$25.00
Per item.
International Collection Items
$25.00
Per item.
Domestic Outgoing Wire Transfer
$10.00
Per transfer.
International Outgoing Wire Transfer
$55.00-$75.00
Per transfer.
International Outgoing Wire Foreign Currency
$35.00
Per transfer.
Western Union
$14.00
Per transfer.
Wire Research Fee
$25.00
Per wire.
Cashiers Check
$2.00
Per check.
Pay By Phone
$5.00
Per Request
TravelMoney Cards*
$7.95
Per Card.
TravelMoney Reloads
$3.95
Per Card; limit 3 per card.
Legal Process
$5.00
 
Account Closure
$5.00
If closed within 90 days.
Insufficient (NSF) Funds
$20.00
Per item.
Overdraft Privilege / Account Negative
$20.00
Per item.
Stop Payment
$15.00
Per item or series of checks.
IRA Withdrawal
$10.00
Per withdrawal.
IRA Closure
$20.00
Upon closure of account.
IRA Annual Fee < $2,500
$10.00
Balances below $2,500.
ATM / Visa Check Card Replacement
$10.00
Per occurrence.
MasterCard/Visa Rush Charge
$27.50
2-Day per account
$55.00 Overnight per card
Transaction History by phone Fee
$3.00
Per call > 3 items
International Error Resolution Fee
$75.00
Per transfer
International Unidentified Fee
$20.00
Per transfer
Pay by Phone or Internet Fee
$5.00
Per request
Skip-A-Pay Loan Fee
$5.00
Per loan per request
Visa Rush Order
$60.00
2-Day per acct.
MasterCard Replacement Fee
$10.00
Per occurrence
* Other fees may be associated with these products – contact the credit union for more details.
Credit Union Membership
Membership Share
$50.00
Par value.
The fees appearing in this Schedule are accurate and effective for accounts as of the date indicated on this Fee Schedule. If you have any questions or require current fee information on your accounts, please call the credit union at 713-232-7774.